What you keep when your subscription ends.

Do you lose everything when you stop paying?

Usually not. An AI girlfriend doesn't vanish the day you cancel: fifteen of the services we follow state in writing that your access stays open until the end of the period you already paid for. If your month runs to the 30th and you cancel on the 3rd, you still have 27 days together.

That end date is where the paths split, and the gaps are wide. Secrets AI says nothing gets deleted. OurDream plans to blur your images until you come back. My Dream Companion warns that you will lose all your content. Between those three answers, each service has its own rule, often tucked away at the bottom of an FAQ or in the terms of use.

We've gathered here what these services say in their terms, help centers, and FAQs, reread between September and November 2026, along with what our reviews took from them. These are their written commitments, and we report them as such: this is not a test on canceled accounts.

Where is your companion waiting for you?

Five services say that a companion you created stays on your account after your plan ends: Secrets AI, Candy AI, Swipey AI, Xotic AI, and OurDream, which we come back to below. Everything else varies from one to the next.

Secrets AI comes down to three words: nothing gets deleted. According to its FAQ, you move back to the free plan with your conversations, your memories, your custom companions, and everything you generated. Your memory notebook stays put; it's the subscription that fills it.

Candy AI keeps your conversations, your images, and your companions for as long as the account exists, according to its help center. So you decide when it ends.

Swipey AI promises the same loyalty for the companions you created, your history, and your relationship levels. One week after your subscription ends, the conversation with the companion you created locks. It isn't deleted, though, and it picks up where you left it as soon as you come back.

Xotic AI says it keeps your companions and your content and moves you back to the free plan. What stops is anything new: generation, calls, and unlimited messages.

Memories sometimes follow a different logic. Lovescape AI gives you the same permanent memory with or without a plan and says it keeps your chat history, JustSext advertises a memory of your preferences even on the free tier, and Xotic also forms its memories without a subscription. Our article on AI girlfriend memory explains what those words cover.

The blur, the freeze, and the seven days.

With other services, your content stays within reach, under certain conditions. Three words sum them up.

The blur. OurDream says your images, your videos, and your community packs get blurred when your subscription ends. When you resume, they become visible again. In a document written for AI assistants, the publisher adds that your characters, your conversations, and your memory are kept and will be waiting for you. Its help center also advises canceling while keeping your account, so you can come back whenever you want.

The freeze. JOI also sells subscriptions to one specific companion. According to its terms, they freeze without an active Premium, but they stay tied to your account.

The seven days. This window comes up at two services. MyLovely AI lists seven days of storage for your images without Premium, and JOI gives the same length for images generated by free accounts.

Three other services stick to the basics. GoLove AI says you go back to the free version, without the premium features and content, and that resubscribing restores that access. Get Harder mentions restricted access, with the option to resubscribe at any time. DarLink AI says you return to the free or basic plan: the account stays, and its documents mention a history kept for continuity.

How do you leave with your images and videos?

By downloading them before you cancel. That order works everywhere, including where nothing gets lost.

My Dream Companion gives the clearest reason: the publisher says you lose all your content when you cancel. Download your favorite photos and videos first, and your collection leaves with you.

Several services let you do this, each in its own way. The Secrets AI wiki describes a download button in the preview of your images and videos. Candy's help center explains that you can save a video with a right-click on a computer and a long press on a phone; your browser may ask for permission. JOI delivers images as JPG and videos as MP4. Xotic allows downloads for personal use. Lovescape removes the watermark from your downloads with the Creative PRO plan. On OurDream, the easiest approach is to set aside what you like as you create it: you'll have nothing to catch up on the last night.

What happens to your unspent tokens?

It depends on the service, and often on how you got them: what you buy separately holds up better than what the plan gives you.

• They stay. DreamGF and eHentai advertise tokens with no expiration. Secrets says the same for purchased Moments, Kupid AI for coins bought in packs, and Swipey for its bonus Hearts.
• They stay, with one caveat. OurDream's help center says your coins remain on the account, but that you can't add more without a subscription. It also specifies that resuming after you cancel creates a new subscription and doesn't give back the remaining coins: use them before the end date.
• They have an end date. GoLove says your Stars expire at the end of the paid period. DarLink says the month's coins run until that date. MyLovely warns that its tokens may expire after you cancel. Kupid says coins received with a plan are valid for six months.
• The documents disagree. At Candy, the terms of use and the help center don't say the same thing about tokens. At Lovescape, the terms revised on October 13, 2026 make subscription chips expire at the end of the paid period and limit purchased chips to 90 days, while the help center says they don't expire. In both cases, spend them before the end date and the question won't come up.
• They go with the account. JOI, Xotic, and OurDream warn that deleting your account wipes whatever currency is left.

Can you pick up where you left off?

Yes, and several services say so clearly. Secrets AI offers one-click resume while the paid period is still running, except for a subscription paid in cryptocurrency. After the end date, you have to choose a new plan, and its wiki says your conversations, memories, companions, and content will be waiting. Swipey says it reopens the conversation where you left it and keeps your relationship levels: you don't start over from the first date. OurDream promises your images become visible again as soon as you resume.

According to its help center, Candy AI doesn't offer a pause. Since the account keeps your conversations, images, and companions, canceling and coming back later does the same job. Where resuming costs you nothing, a subscription is no marriage: you can treat yourself to a few months, step away, then find the same companion right where you left her.

An account that stays can also have a cost. The terms at DreamGF and eHentai allow for maintenance fees, $1.99 a month as of September 26, 2026, to keep a former paid account active. If you don't plan to return to either of these two services, delete the account after you cancel.

Your last days, in the right order.

This order works for every service, including those whose documents say nothing specific about your content.

• 1. Find your service's rule. It's above, or in the terms and FAQ of the service you use.
• 2. Spend what you can't keep. Tokens, credits, coins: now is the time for the images and videos you kept putting off.
• 3. Download what matters. Your favorite photos and videos, before you cancel.
• 4. Cancel. Your access stays open until the end date: those last days are yours.
• 5. Decide what happens to the account. Planning to come back: leave it in place. Leaving for good: delete it, once the subscription is canceled.